OUR RELATIONSHIP WITH ACCOUNTANTS  

When people consult a professional adviser, it’s usually for good reasons. After all, major decisions like buying a house, dealing with an inheritance, selling a business or making an investment are not easy. There are many choices available and making the right choice needs experience. An accountant can bring this experience and help with those major financial decisions, from giving tax advice to providing payroll support, bookkeeping services and carrying out the annual audit. As a valuable business adviser, accountants also find that clients may look for help in managing their investment portfolios and when it comes to investing, accountants often themselves look to specialist partners with the relevant skills and experience to help their clients make the most from their money.

This is where Mole Valley Asset Management (MVAM) comes in. Investing is what we do and what we love to do. Our team of investment professionals has many years of experience working in financial markets and managing client money. We know that recommending MVAM services to a client requires trust and confidence that MVAM is ready and able to take on such a significant level of responsibility. We accept that duty of care and commit to making the right investment decisions on your clients’ behalf. Core to our offering is recognition that we respect that the accountant maintains the primary relationship with the client. We focus on what we do best, investment, leaving you free to focus on your clients’ broader financial and regulatory needs.

BESPOKE PORTFOLIO MANAGEMENT

We build bespoke portfolios of securities based on the individual profiles of the client, their attitude to risk, their capacity for loss, their investment time horizon and their future needs for income and/or capital.

One of our dedicated portfolio managers will agree an appropriate strategy with you and your client, constructing a portfolio of investments to meet those requirements. Each client is assigned a risk category (High Risk, Adventurous or Moderate) which will help determine the level of risk that the portfolio manager can take and the type of investments that can be made in that portfolio.

Investments are focused on both UK and European listed securities, including equities, and bonds. Diversification is achieved through the different underlying characteristics of the securities we invest in rather than having a large number of holdings. The portfolio is therefore likely to demonstrate short term volatility higher than the industry norm. We see this as an imperative if your client is to be able to achieve consistent medium and long term performance ahead of benchmarks.

MODEL PORTFOLIOS

In addition to our bespoke portfolios, we do offer an AIM IHT Model Portfolio service that may be of interest to your clients. This portfolio consists of a focused list of 20 AIM listed securities picked by the team. The portfolio is focused on strong, profitable companies with a successful track record, valued at between £100m and £1bn.  Whilst there are never any guarantees, we would expect that investments within the portfolio will be exempt from inheritance tax if held for at least two years.

We offer other Model Portfolios for Advisers who prefer to limit the variance in returns across their referred client base (outside of the natural variance drawn from the timing of new money inflows).

Model portfolios can be published and provided to advisory firms on a monthly basis for consideration for potential clients.

OUR COMMITMENT TO YOU

MVAM believes it’s important for all its advisers to feel connected to its portfolio management team. So we commit to making our team available for face to face meetings with you and your clients if you wish, on a regular basis.

Informing clients on how the portfolio is performing is a crucial part of our philosophy and we will do this by sending monthly reports to investors and their advisers and a more detailed report every six months. In addition, individual portfolios and their performance are available to both clients and their advisers online or via an app which can be downloaded onto tablets and smartphones.

Finally MVAM provides all its clients with annual income and capital gains tax reports where required.

Download a full description of our relationship with Accountants here »