General Investment Account

Whether you’re looking for income or growth, we’ll build and manage an investment portfolio to suit your risk appetite. You can invest as much as you like with low fees, and you can withdraw cash from your GIA whenever you want — and we don’t charge exit fees.

What is a general investment account?

A General Investment Account is a flexible way of investing more money once you’ve reached your annual ISA allowance and can be opened for individuals or as joint accounts. A GIA can benefit those who want to invest more than their annual pension or ISA allowance. Whilst a GIA is not a tax shelter, you can offset any gains every year against you annual CGT allowance or double the amount if the GIA is set up on a joint basis between spouses.

Why choose an MVAM general investment account?

We have experience of running large balanced portfolios successfully.

Your General Investment Account will be run to match your individual risk profile. No pooling of funds. No double fees. Just straight stock share and bond holdings.

Risks

The risks will vary depending on how your portfolio is built. As with all our portfolios, there is a risk that the value of your investment in this portfolio and the income from it may go down as well as up, and you may not get back what you invested.

How it works

Choose what matters to you – choose whether you want income or growth from your MVAM portfolio and select an account type: a tax-free Stocks and Shares ISA, flexible General Investment Account, SIPP/SSAS or Corporate Pension.

Answer a few questions – complete our questionnaire about your investment aims, how much you want to invest, and the amount of risk you’re comfortable with. We then get to work building a low-cost investment portfolio to suit your risk level.

We match you to a portfolio – the portfolio we’ll suggest is designed to maximise returns for your risk level. Once you’re invested, we do the rest: managing your portfolio and fine-tuning its investments to keep you on track.

Our accounts

Testimonials

“I realise that investments are by their very nature subject to fluctuations determined by many outside influences, but I have always been confident that my money is placed where a good outcome will be achieved.”

Michael W

“I enjoy reading the monthly newsletter from Mole Valley Asset Management. It is fresh and ... I almost believe I can understand what I read. Thanks a lot for that”

Portfolios you may be interested in

Yorkshire T20 Portfolio

The Yorkshire T20 Portfolio WILL ONLY invest in listed companies which are based in Yorkshire, in line with our firm commitment to local community-based asset management.

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Bespoke Investment Portfolio

Our definition of a Bespoke Investment portfolio is directly correlated to the situation and need of each individual client. A portfolio, which is created for a young businesswoman might not be diversified enough for a retired army officer. As you can imagine the situation and needs, in this case, are likely to be dramatically different.

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Premium Dividend Portfolio

The Premium Dividend portfolio will invest in 25 companies in the UK and Europe that will give you a steady and growing stream of income. The companies we invest in will demonstrate an ability to pay a consistent, growing dividend throughout the business cycle.

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View all our portfolios