RETIREMENT PLANNING SIPPS AND SSAS
Have you pension pots dotted all around? Or have you set up your employee’s pension schemes but not your own? Perhaps your performance has been letting you down. Here we have professionals experienced in running both small and large pension pots and have the systems and set up to cater specifically for you and your retirement needs.
SELF INVESTED PERSONAL PENSIONS
Any contributions that you make to a SIPP will receive tax relief at your highest tax rate.
SMALL SELF ADMINISTERED SCHEMES
For the family operated company or entrepreneurial director the SSAS is the most effective pension vehicle for long term planning and family protection, for short term company planning with respect to flexible investment options and also the significant pre-retirement tax planning and savings.
WHAT YOU NEED TO KNOW
Why Mole Valley Asset Management?
We have experience of running large balanced portfolios successfully.
Your pension will be run to match your individual risk profile. No pooling of funds. No double fees. Just straight stock, share and bond holdings.
The value of investments held in a SIPP can fall as well as rise and is not guaranteed. You may get less back than the amount invested which may affect the value of the income you receive in retirement.
Tax benefits mentioned are subject to change in the future.
Pensions are complex. Professional advice should be sought before action is taken.
A pension of some sort should be one of your first ports of call when it comes to saving. This tax efficient way to save should benefit you even though you are likely to have to pay tax when you draw your pension. If you die before drawing your SIPP all the accrued savings are transferred to your spouse or dependants.
GET IN TOUCH TODAY: Dorking – 01306 776999 or York – 01904 929430